Dead People Tell No Tales

That’s the problem. Once a person has passed, those that are left must become detectives to take care of the business of dying.

Problems:

• Where do you store your online passwords? – especially your main email and your financial sites
• Who do you pay on a regular schedule? – remember the gardener and housekeeper
• What do you subscribe to online?
• How do you log into your PC or MAC? – MACs have 2-factor encryption that sends codes to the phone on the account. If that phone has a password, what is it?
• What are your email addresses?
• Who do you owe money to?
• Have you borrowed anything from anyone?

Last Wishes:

• Last Will in place? – Beneficiaries will need to go through probate before acquiring assets
• Living Will in Place? – Beneficiaries are designated and no probate is required. Medical and Financial Power of Attorney can be included
• Are your bank accounts set with beneficiaries? – not automatic and requires an in person with a banker.

This may not be a subject you feel comfortable discussing or putting together, but, those who are left after you are gone will be more prepared to manage your affairs.

Consider your security measures now. Those things you use to keep your identity safe may prevent your loved ones from moving forward.